Non-Dilutive Funding Directory
Sorted by speed-to-cash. Top-of-list rows are accessible in days, not months. Sized for a solo technical founder building in regulated AI.
2-week decision. No equity. Specifically funds infra + verification plays.
Automatic acceptance for technical founders. 30-minute application.
Cuts compute costs to zero for 12 months.
Multi-cloud strategy = leverage when pitching enterprise procurement.
You already use Claude. Email the API team — fast turnaround.
Saves $240/month on hosting. Application is 5 minutes.
Cryptographic verification kit, regulatory pack templates, advisory hour bundles. See /starter-packs.
AMEX Business Plat / Chase Ink — 12–18 months no interest. Bridges runway without equity.
Convertible note at safe terms. Most founders' real first round.
Free. Pick a Tuesday. Aim for #1 of the day.
Weekly tournament — fastest accelerator cycle. Optimized for solo founders.
No-equity grant for ambitious projects. 4–8 week decision.
The partner network + Vanta/Anthropic alumni intros. Application is in docs/yc-application.md.
Compliance-focused tracks (London, NY, Boston). 13-week program.
Solo-founder-friendly. Strong cohort.
Leverage the IP. Post on LinkedIn: 'Taking 4 consulting slots for AI verification in regulated industries.' Convert in 2–3 weeks.
Submit the crypto-receipts demo. Featured = press + leads.
Federal non-dilutive. Validates the AI-verification thesis. Phase II is sole-source authority for follow-on contracts.
Formal verification of AI systems — direct thesis match.
Federal non-dilutive. Faster review than DARPA.
AI governance + audit grants. EU-specific but funds non-EU companies through partnerships.
CIA strategic. Makes equity investments AND sole-source contracts.
DM 30 named buyers from docs/INVESTOR_OUTREACH.md. One signed pilot covers 4+ months runway.
Once $5K+ in monthly revenue, Stripe offers cash advance against future receipts. No equity.
Bank-based revenue advance once first revenue lands.
Submit a talk on the crypto-receipts spec. Conference is August.
AI Grant takes 2 weeks. Microsoft for Startups takes 30 minutes. Vercel sponsorship takes 5. Stacking three credit programs + one grant application puts you in 90-day runway range before any investor responds.
See the investor data room